FHA Loan Calculator | Peter Morkel · Keller Williams Utah County

Keller Williams Utah County

Utah FHA Loan
Payment Calculator

Enter any Utah MLS# — listing data pulls live from petermorkel.com and auto-fills the calculator.

Today's FHA Rate: 6.39% · 30-Year Fixed

🔍 Live MLS Lookup — petermorkel.com

MLS Number

View Listing ↗

Loan Details

MLS data pre-fills when a listing is applied.

Home Price

Interest Rate

Down Payment

🔒$12,250 · 3.5% (FHA Minimum)

Loan Term

Annual Tax Rate

Monthly HOA

Annual Home Insurance (est.)

Your Estimated Payment

P&I · MIP · Taxes · HOA · Insurance

🏡

Enter a Utah MLS# above, or type a home price
and hit Calculate My Payment.

Est. Total Monthly Payment

—

P&I + MIP + Taxes + HOA + Insurance

Principal & Interest —
FHA Upfront MIP (financed) —
Monthly MIP Premium —
Property Tax / mo —
HOA Dues / mo —
Home Insurance / mo —
Down Payment (3.5%) —
Total Loan (with UFMIP) —

Est. Utah Closing Costs (Buyer)

Loan Origination (1%) —

Appraisal $600

Title Insurance —

Escrow / Settlement $800

Home Inspection $450

Recording Fees (Utah) $40

Prepaid Interest (15 days) —

Total Est. Closing Costs —

*Estimates are for informational purposes only and are not a commitment to lend. Listing data is pulled live from petermorkel.com (Brivity IDX / Wasatch Front Regional MLS). Actual payments vary based on credit score, lender, and market conditions. FHA Upfront MIP = 1.75%; Annual MIP = 0.55% (30-yr, LTV > 95%). Utah closing costs are estimated averages. Contact a licensed mortgage professional for a formal Loan Estimate.

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Are you buying or selling a home?

Buying

Selling

Both

When are you planning on buying a new home?

1-3 Mo

3-6 Mo

6+ Mo

Are you pre-approved for a mortgage?

Yes

Using Cash

Would you like to schedule a consultation now?

Yes

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

When are you planning on selling your home?